(a) apply to Synchrony Financial Canada for a Lowe's Consumer Credit Account("the Account");
(b) have read the Credit Agreement set out above and understand that - if approved - my Account will be governed by it;
(c) confirm that the information given in this application is complete and accurate; and
(d) have read the Uses of Personal Information and consent to the collection, use and disclosure of the information by Synchrony Financial Canada, and its successors and assigns as described therein; and
(e) consent to Synchrony Financial Canada obtaining information from others about me (including requesting reports from credit bureaus or consumer reporting agencies and other sources) to evaluate my application and to review, maintain or collect my account.
I understand that there will be no agreement between us until you approve my application and after credit approval and subject to the governing credit agreement, I may use this Account and will be liable for all credit extended under this Account to me or any authorized user.