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Welcome to your Online Credit Center
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*Limited time offer - 10/9/18-11/14/18. This offer is in lieu of the standard 15% account opening offer. A different offer may be available in store. Offer for new accounts only. Subject to credit approval. Full amount of purchase must be on the JCPenney Credit Card to receive account opening discount. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive a $10 off $10 coupon in their credit card package. Delivery of major appliances limited to designated zip codes; see Exclusions apply. Click here for details.

Welcome to the JCPenney Online Credit Center operated by Synchrony Bank ("SYNCB"), the issuer of the JCPenney Credit Card. We encourage you to read our Privacy Policy and Web Site Usage Agreement (en espanol Polîtica de Privacidad (confidencialidad) / Conrato de Uso de Sitio Web) which govern the use of JCPenney Online Credit Center. Please note this Privacy Policy and web site usage agreement may differ from those of any website that you may have previously visited.

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